WV HB5433

State-regulated health insurance plans issued or renewed after January 1, 2026, must cover physician-prescribed hearing aids up to $1,400 per ear every 36 months.

Coverage includes initial hearing aids, replacements every 36 months, and new devices when alterations to existing aids cannot meet the individual's needs.

Plans must cover related services including audiometric testing, hearing aid evaluations, fittings, adjustments, and at least one annual audiological evaluation.

Hearing aids are defined as wearable devices to aid impaired hearing, including ear molds and medically necessary accessories, but excluding batteries and cords.

Insureds may choose higher-priced hearing aids and pay the difference above the $1,400 limit without financial penalty; standard deductibles and coinsurance apply.