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WV HB5608

Bill

Official Source

Status

Introduced

2/16/2026

Primary Sponsor

Shawn Fluharty

Click for details

Origin

House of Delegates

2026 Regular Session

AI Summary

  • Prohibits insurance companies from using credit history to refuse coverage, cancel policies, deny renewals, or increase premiums for auto, homeowners, and personal insurance lines
  • Bans credit-based insurance scoring for rating risks, including assigning discounts, rating tiers, or placing customers with affiliated companies
  • Prevents insurers from requiring specific payment plans based on an applicant's or policyholder's credit history
  • Amends West Virginia Code by adding section §33-11-4c under Unfair Trade Practices
  • Introduced February 16, 2026 and referred to the House Committee on Finance

Legislative Description

Prohibiting use of a person’s credit history in certain insurance transactions

Insurance

Last Action

To House Finance

2/16/2026

Committee Referrals

Finance2/16/2026

Full Bill Text

No bill text available