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Legislators with BillsLegislators(116)
Referred Bills (277)
Health insurance, safe harbor created
Department of Insurance; additional requirements for captive insurers specified
Ground ambulance services; to prohibit balance billing and set minimum reimbursement rates by health care insurers to emergency medical service providers
Insurance, to provide that service contract provider registration fees be paid into the Special Examination Revolving Fund instead of the Service Contract Revolving Fund
Insurance; to allow reorganization of a nonprofit health care service corporation under the control of a nonprofit holding company
Insurance, to provide that service contract provider registration fees be paid into the Special Examination Revolving Fund instead of the Service Contract Revolving Fund
Health; to require that coverage for breast cancer screening be provided without charging an insurance deductible or copayment to a beneficiary
Department of Insurance; Pharmacy Benefits Manager Division; two exempt personnel positions authorized
Health care insurance; to eliminate cost-sharing for screening of men who are at high risk for prostate cancer
Living organ donors; to prohibit discrimination in obtaining insurance coverage, provide paid medical leave for public employees who donate organs and a tax credit to private sector employers that provide similar paid leave to their employees
Consumer Protection, Rental Home Marketplace Guarantees Act created
Relating to Catastrophe Savings Accounts; expands allowable expenses
Health care plans; to regulate the use of artificial intelligence in determinations of coverage
Health; to require that coverage for breast cancer screening be provided without charging an insured a deductible or copayment
Breast cancer; to require coverage of breast reconstruction surgery
Insurance; to allow reorganization of a nonprofit health care service corporation under the control of a nonprofit holding company
Department of Insurance; Office of Risk and Resilience created; Strengthen Alabama Homes Program placed under office
Health insurance, safe harbor created
Health care insurance; to eliminate cost-sharing for screening of men who are at high risk for prostate cancer
Dental insurance; set medical loss ratio for insurers
Ground ambulance services; prohibit out-of-network providers from balance billing
Department of Insurance, surplus line brokers providing insurance not readily available by licensed agents in this state
Department of Insurance, internal Code of Alabama 1975 citations corrected
Health care policies; eliminate cost-sharing for prostate screening coverage of high risk men
Health insurers; to set a minimum reimbursement rate for ambulance services that are out-of-network.
Health care policies; eliminate cost-sharing for prostate screening coverage of high risk men
Pharmacy Benefits Managers; providing a prescription reimbursement rate for independent pharmacies and regulating other practices
Health benefit plans; process further specified for making coverage determinations with enforcement and oversight given to the Department of Insurance.
Artificial intelligence; regulate use in health coverage decisions
Health insurers; minimum reimbursement rate for ambulance services that are out-of-network established
Biological and neural data; certain disclosures, transfers, and use by a covered entity prohibited unless consumer provides express consent, Attorney General authorized to enforce, civil penalties provided
Dental insurance; allow available unused benefits to roll over year-to-year
Dental insurance; set medical loss ratio for insurers
Department of Insurance, surplus line brokers providing insurance not readily available by licensed agents in this state
Department of Insurance, internal Code of Alabama 1975 citations corrected
Relating to Catastrophe Savings Accounts; expands allowable expenses
Alabama insurance regulations; to define replacement cost
Insurance Department, insurance fraud, statute of limitations increased, investigators of Department of Insurance Fraud Unit, power of arrest to include other state laws
Insurance Department, insurance fraud, statute of limitations increased, investigators of Department of Insurance Fraud Unit, power of arrest to include other state laws
Pharmacy Benefits Managers; Providing more regulation
Property insurance, policy cancellation, nonrenewal, reduction of coverage, insurers required to provide prior written notice, circumstances under which policy cancellation, nonrenewal or coverage restriction by insurer deemed ineffective.
Insurance Department insurers required to be licensed, unauthorized insurers, exceptions for surplus line brokers, further provided for, authority for membership in the Surplus Line Insurance Multi-State Compliance Compact Act repealed.
Insurance; motor vehicles; assigned risk plan, department of insurance to issue motor vehicle liability insurance policies; liability waived for the department, its officers and employees, the state.
Workers' Compensation; allow health care providers to bill private insurance
Prohibit "balance billing" by ground ambulances
Insurance, internal citations to the Code of Alabama corrected
Insurance Dept, insurers required to be licensed, unauthorized insurers, exceptions for surplus line brokers, further provided for, authority for membership in the Surplus Line Insurance Multi-State Compliance Compact Act repealed.
Department of Insurance, remove from Sunset process
Insurance; motor vehicles; assigned risk plan, department of insurance to issue motor vehicle liability insurance policies; liability waived for the dept, its officers and employees, the state.
Relating to the Mandatory Liability Insurance Act; to amend Sections 32-7A-5 and 32-7A-16, Code of Alabama 1975, to further provide for the exceptions to the act for inoperable or stored motor vehicles; to prohibit the continued operation of a motor vehicle in violation of the registration and insurance requirements.
Relating to design professionals; to add Section 41-9A-3.1 to the Code of Alabama 1975, to require an agreement with a design professional who does not have professional liability insurance coverage to disclose that fact in writing to the client, who shall sign and notarize the disclosure.
Relating to the Alabama Board of Funeral Service; to amend Section 34-13-1, as amended by Act 2022-339, 2022 Regular Session, Sections 34-13-20, 34-13-21, and 34-13-22, Sections 34-13-23 and 34-13-27, as amended by Act 2022-339, 2022 Regular Session, Code of Alabama 1975, to rename the Alabama Board of Funeral Service as the Alabama Board of Funeral Services and to provide further for definitions and the membership of the board; to add Article 5 to Chapter 13, Title 34, Code of Alabama 1975, by amending and renumbering Sections 27-17A-1, 27-17A-3, 27-17A-4, 27-17A-10 to 27-17A-25, inclusive, 27-17A-30 to 27-17A-34, inclusive, and 27-17A-40 to 27-17A-57, inclusive, as Sections 34-13-170 to 34-13-172, inclusive, 34-13-190 to 34-13-206, inclusive, 34-13-230 to 34-13-234, inclusive, and 34-13-260 to 34-13-277, inclusive, Code of Alabama 1975; to establish the Alabama Preneed Funeral and Cemetery Act of 2023; to transfer the existing Preneed Funeral and Cemetery Act, and the regulation of preneed contracts, from the Commissioner and Department of Insurance to the Alabama Board of Funeral Service; to authorize the Department of Insurance to temporarily transfer certain funds to the board to defray costs associated with the administration and operation of the Alabama Preneed Funeral and Cemetery Act of 2023; and in connection therewith would have as its purpose or effect the requirement of a new or increased expenditure of local funds within the meaning of Section 111.05 of the Constitution of Alabama of 2022.
Relating to consumer credit financing in the sale or lease of motor vehicles; to amend Section 8-37A-4 of the Code of Alabama 1975, as added by Act 2022-179 of the 2022 Regular Session, relating to motor vehicle value protection agreements and the requirements of a provider of the agreements to insure performance of the obligations of the provider; to further clarify the requirements of an insurance policy maintained by the provider for this purpose.
Relating to consumer credit financing in the sale or lease of motor vehicles; to amend Section 8-37A-4 of the Co
Regarding health insurance; to provide for a state health care exchange pursuant to the federal Affordable Care Act; to establish a governing board of directors and an executive director and require the board to operate the exchange; and to provide for coordination with and assistance from the Department of Insurance. B
Relating to health insurance; to allow health insurers to communicate with enrollees regarding their health insurance plan or policy by electronic means.
Relating to health insurance; to allow health insurers to communicate with enrollees regarding their health insurance plan or policy by electronic means.
Relating to the Insurance Department; to amend Section 27-2-39 of the Code of Alabama 1975, to authorize the department to post notice of hearings for the consideration of matters which would otherwise require separate notices to more than 50 persons on a website maintained by the department; and to require the department to post notices of hearings held for consideration of rules of the commissioner on a website maintained by the department and to publish the notices in the Alabama Administrative Monthly.
Relating to the Insurance Department; to amend Section 27-2-39 of the Code of Alabama 1975, to authorize the department to post notice of hearings for the consideration of matters which would otherwise require separate notices to more than 50 persons on a website maintained by the department; and to require the department to post notices of hearings held for consideration of rules of the commissioner on a website maintained by the department and to publish the notices in the Alabama Administrative Monthly.
Relating to disability insurance policies; to authorize disability insurers to offer paid family leave benefit policies.
Relating to the Alabama Department of Insurance; to amend Sections 27-7-5, 27-7-14.1, 27-9A-6, 27-9A-8, 27-9A-9, 27-9A-11, 27-25-4.1, and 27-25-4.3, Code of Alabama 1975, to delete the requirement for insurance producers, independent adjusters, apprentice independent adjusters, and title insurance agents to complete a prelicensing course of study approved by the Commissioner of Insurance prior to licensure by the department; and to eliminate the issuance of new service representative licenses prospectively and to authorize a current licensee to renew his or her license.
Relating to insurance; to limit the number of times an insurer may apply a separate deductible to a homeowner's or a commercial property owner's named storm or hurricane insurance policy.
Relating to pharmacists; to amend Section 27-45A-7, Code of Alabama 1975; to authorize a pharmacist to decline to fill a prescription if the pharmacist will be reimbursed for the drug in an amount that is less than the pharmacist's acquisition cost; and to prohibit a pharmacist from being restricted from discussing matters relating to a pharmacy claim with a patient.
Relating to the Alabama Board of Funeral Service; to amend Section 34-13-1, as amended by Act 2022-339, 2022 Regular Session, Sections 34-13-20, 34-13-21, and 34-13-22, Sections 34-13-23 and 34-13-27, as amended by Act 2022-339, 2022 Regular Session, Code of Alabama 1975, to rename the Alabama Board of Funeral Service as the Alabama Board of Funeral Services and to provide further for definitions and the membership of the board; to add Article 5 to Chapter 13, Title 34, Code of Alabama 1975, by amending and renumbering Sections 27-17A-1, 27-17A-3, 27-17A-4, 27-17A-10 to 27-17A-25, inclusive, 27-17A-30 to 27-17A-34, inclusive, and 27-17A-40 to 27-17A-57, inclusive, as Sections 34-13-170 to 34-13-172, inclusive, 34-13-190 to 34-13-206, inclusive, 34-13-230 to 34-13-234, inclusive, and 34-13-260 to 34-13-277, inclusive, Code of Alabama 1975; to establish the Alabama Preneed Funeral and Cemetery Act of 2023; to transfer the existing Preneed Funeral and Cemetery Act, and the regulation of preneed contracts, from the Commissioner and Department of Insurance to the Alabama Board of Funeral Service; to authorize the Department of Insurance to temporarily transfer certain funds to the board to defray costs associated with the administration and operation of the Alabama Preneed Funeral and Cemetery Act of 2023; and in connection therewith would have as its purpose or effect the requirement of a new or increased expenditure of local funds within the meaning of Section 111.05 of the Constitution of Alabama of 2022.
Relating to disability insurance policies; to authorize disability insurers to offer paid family leave benefit policies.
Relating to civil liability; to amend Section 6-5-71, Code of Alabama 1975, to further provide for the right of action for injuries resulting from the illegal furnishing of alcoholic beverages, by basing liability for a person who illegally furnishes alcoholic beverages to an individual who injures a third party on what the furnisher knew or should have known under the circumstances; to specify when the right of action is not available; and to provide legislative intent.
Relating to civil liability; to amend Section 6-5-71, Code of Alabama 1975, to further provide for the right of action for injuries resulting from the illegal furnishing of alcoholic beverages, by basing liability for a person who illegally furnishes alcoholic beverages to an individual who injures a third party on what the furnisher knew or should have known under the circumstances; to specify when the right of action is not available; and to provide legislative intent.
Relating to building codes; to amend Section 27-2-39, Code of Alabama 1975, to provide for a portion of fees and taxes collected by the Department of Insurance to the Alabama Residential Building Code Fund; to designate Sections 34-14A-1 through 34-14A-20 as Article 1 of Chapter 14A of Title 34, Code of Alabama 1975; to amend Sections 34-14A-1, 34-14A-2, 34-14A-7, 34-14A-12, 34-14A-20, Code of Alabama 1975, to provide for the establishment of the Alabama Residential Building Code and its authority; to further provide for the practice of residential home building; to further provide for the duties of the Home Builders Licensure Board; to add Article 2, commencing with Section 34-14A-41, to Chapter 14A of Title 34, Code of Alabama 1975, to establish the Alabama Residential Building Code Division within the Home Builders Licensure Board and provide for its duties; to establish the Alabama Residential Building Code Fund in the State Treasury and provide for its administration; to add Article 6A, commencing of Section 41-9-175, to Chapter 9 of Title 41, Code of Alabama 1975, to establish the Alabama Residential Building Code Advisory Council and provide for its membership and duties; to amend Sections 41-23-80, 41-23-81, 41-23-82, 41-23-84, 41-23-85, Code of Alabama 1975, to provide for the change of the name of the Alabama Energy and Residential Codes Board to the Alabama Commercial Energy Code Board and further provide for the membership of the board; and to provide requirements for certain local building codes adopted or amended after a date certain.
Relating to fire alarm systems; to amend Section 34-33A-10, Code of Alabama 1975, to require the plans for a fire alarm system submitted to and approved by a municipality, a county, or the state, to bear the seal of a professional engineer licensed in this state.
Relating to insurance; to define lender-placed insurance on real property and provide a framework for regulating lender-placed insurance; to require separation between lenders and insurers and define unfair competitive practices in the sale, placement, solicitation, and negotiation of lender-placed insurance; to further provide for the term of the lender-placed insurance on real property and for the calculation of coverage and payment of premium; to provide for prohibited practices in the issuance of lender-placed insurance on real property; to require certain details of the insurance to be set forth in the policy or certificate of insurance; to require for the filing and approval by the Department of Insurance of the forms and rates to be charged for the insurance; to provide for the enforcement of the act and penalties for violations of the act; and to provide for judicial review of orders of the Commissioner of Insurance.
Relating to the Alabama Board of Funeral Service; to amend Section 34-13-1, as amended by Act 2022-339, 2022 Regular Session, Sections 34-13-20, 34-13-21, and 34-13-22, Sections 34-13-23 and 34-13-27, as amended by Act 2022-339, 2022 Regular Session, Code of Alabama 1975, to rename the Alabama Board of Funeral Service as the Alabama Board of Funeral Services and to provide further for definitions and the membership of the board; to add Article 5 to Chapter 13, Title 34, Code of Alabama 1975, by amending and renumbering Sections 27-17A-1, 27-17A-3, 27-17A-4, 27-17A-10 to 27-17A-25, inclusive, 27-17A-30 to 27-17A-34, inclusive, and 27-17A-40 to 27-17A-57, inclusive, as Sections 34-13-170 to 34-13-172, inclusive, 34-13-190 to 34-13-206, inclusive, 34-13-230 to 34-13-234, inclusive, and 34-13-260 to 34-13-277, inclusive, Code of Alabama 1975; to establish the Alabama Preneed Funeral and Cemetery Act of 2023; to transfer the existing Preneed Funeral and Cemetery Act, and the regulation of preneed contracts, from the Commissioner and Department of Insurance to the Alabama Board of Funeral Service; to authorize the Department of Insurance to temporarily transfer certain funds to the board to defray costs associated with the administration and operation of the Alabama Preneed Funeral and Cemetery Act of 2023; and in connection therewith would have as its purpose or effect the requirement of a new or increased expenditure of local funds within the meaning of Section 111.05 of the Constitution of Alabama of 2022.
Travel insurance, Travel Insurance Act, created, licensing and registration requirements revised, sale of travel insurance, establish sales practices standards, Secs. 27-64-1 to 27-64-10, inclusive, added; Sec. 27-7-5.2 repealed
Insurance Risk Management and Insurance Center, Insurance Dept. to establish at state university and support, fund estab., approp. for center, Sec. 27-2-39 am'd.
Insurance Dept., life and annuity policies, standard nonforfeiture law for individual deferred annuities, group capital calculation and stress test, providing for holding companies, duties to Commission and lead state commissioner, small company alternative valuation provision, exemptions, exemption premium based on valuation manual of NAIC, Commissioner of Insurance may regulate by rule, Secs. 27-15-28.2, 27-29-1, 27-29-3, 27-29-4, 27-29-7, 27-36A-20 am'd.
Fireworks, State Fire Marshal, fees for manufacturing, sale, display, increased, common fireworks, redesignated consumer fireworks, authorized to be sold at retail, preemption of co. and mun ordinances or laws, fees increased based on increases in Consumer Price Index (CPI), transfer of funds to Firefighter Annuity and Benefit Fund, Sec. 36-19-31 added; Secs. 8-17-210, 8-17-211, 8-17-216.1, 8-17-217, 8-17-218, 8-17-219, 8-17-220, 8-17-225, 8-17-226, 8-17-237, 8-17-255, 34-33-11, 34-33A-12, 36-19-29 am'd.
Insurance, property and casualty insurers, appointed actuary to provide annual opinion, exemption from insurance regulator in state where insurer domiciled, Sec. 27-3-26.1 am'd.
Insurance, flood insurance, exempt from rate filing and approval requirement, Sec. 27-13-21 am'd.
Insurance Dept., Motor Vehicle Protection Products Act, fees deposited in Insurance Dept. Fund, expense related to exam by commissioner, paid by company examined, Sec. 8-33-14 added.
Captive Insurance Companies, insurance in alien jurisdictions auth., requirements for an Alabama Coastal Captive Insurance Company revised, certificate of dormancy provided for, Secs. 27-31B-26, 27-31C-3.1 added; Sec. 27-31C-4 repealed; Secs. 27-31B-2, 27-31B-3, 37-31B-6, 27-31C-3 am'd.
Insurance Department, Commissioner, Standard Valuation Law, small company alternative valuation, condition for revised, Sec. 27-36A-20 am'd.
Insurance Department, Commissioner, Standard Valuation Law, small company alternative valuation, condition for revised, Sec. 27-36A-20 am'd.
Fireworks, State Fire Marshal, fees for manufacturing, sale, display, increased, common fireworks, redesignated consumer fireworks, authorized to be sold at retail, mun ordinances or laws authorized, fees increased based on increases in Consumer Price Index (CPI), transfer of funds to Firefighter Annuity and Benefit Fund, Sec. 36-19-31 added; Secs. 8-17-210, 8-17-211, 8-17-216.1, 8-17-217, 8-17-218, 8-17-219, 8-17-220, 8-17-225, 8-17-226, 8-17-237, 8-17-255, 34-33-11, 34-33A-12, 36-19-29 am'd.
Hospitals, require hospitals to bill an injured person's health insurance and only seek compensation from health insurance unless certain circumstances apply, clarifying hospital lien provisions, Sec. 27-12-25 added; Sec. 35-11-371 am'd.
Insurance holding companies, regulation by Commissioner of Insurance, group capital calculation and stress test, providing for holding companies, duties to Commission and lead state commissioner, confidentiality under Regulatory Act, Secs. 27-29-1, 27-29-3, 27-29-4, 27-29-7 am'd.
Insurance, state health insurance exchange, Commissioner of Insurance to estab. for individual coverage, Comm. to apply to fed. gov't for waivers for reinsurance program relating to this act, Secs. 10A-20-6.16, 27-21A-23 am'd.
Insurance, Commissioner of Insurance, certain data and information considered confidential that's filed by property and casualty insurers, to be held separate from public records, Sec. 27-13-3 am'd.
Health benefit plans, insulin prescription drugs, co-pay limited, Secs. 10A-20-6.16, 27-21A-23 am'd.
State employees, Chief Executive Officer of the State Employees Insurance Board may approve group insurance offerings
Insurance Dept., Motor Vehicle Protection Products Act, fees deposited in Insurance Dept. Fund, expense related to exam by commissioner, paid by company examined, Sec. 8-33-14 added.
Insurance, flood insurance, exempt from rate filing and approval requirement, Sec. 27-13-21 am'd.
Captive Insurance Companies, insurance in alien jurisdictions auth., requirements for an Alabama Coastal Captive Insurance Company revised, certificate of dormancy provided for, Secs. 27-31B-26, 27-31B-27, 27-31B-28 added; Secs. 27-31B-2, 27-31B-3, 27-31B-6, 27-31B-8, 27-31B-12, 27-31B-13 am'd.
Insurance, property and casualty insurers, appointed actuary to provide annual opinion, exemption from insurance regulator in state where insurer domiciled, Sec. 27-3-26.1 am'd.
Insurance, reinsurance, regulation and credit against reserves, adoption of similar act to Credit for Reinsurance Model Law by Nat. Assoc. of Insurance Commissioners, Secs. 27-5B-8.1, 27-5B-20 added; Secs. 27-5B-3, 27-5B-9, 27-5B-11, 27-5B-14, 27-5B-19 am'd.
State Fire Marshal, fireworks and pyrotechnics, fees, increased, transfer of portion to Firefighters Annuity and Benefit Fund, increases further based on Consumer Price Index, Sec. 36-19-31 added; Secs. 8-17-211, 8-17-216.1, 8-17-237, 8-17-255, 34-33-11, 34-33A-12, 36-19-29 am'd.
Insurance Dept., service contract law, expenses related to examination by Commissioner of Insurance, Vehicle Protection Products Act, fees deposited in Insurance Dept. Fund, expense related to exam by commissioner, Sec. 8-33-14 added.
Captive Insurance Companies, insurance in alien jurisdictions auth., requirements for an Alabama Coastal Captive Insurance Company revised, certificate of dormancy provided for, Secs. 27-31B-26, 27-31C-3.1 added; Sec. 27-31C-4 repealed; Secs. 27-31B-2, 27-31B-3, 37-31B-6, 27-31C-3 am'd.
Insurance Dept., service contract law, expenses related to examination by Commissioner of Insurance, Vehicle Protection Products Act, fees deposited in Insurance Dept. Fund, expense related to exam by commissioner, Sec. 8-33-14 added.
Insurance, reinsurance, regulation and credit against reserves, adoption of similar to Credit for Reinsurance Model Law by Nat. Assoc. of Insurance Commissioners, Secs. 27-5B-8.1, 27-5B-20 added; Secs. 27-5B-3, 27-5B-9, 27-5B-11, 27-5B-14, 27-5B-19 am'd.
Insurance, to provide for opinion of appointed actuary, to permit an insurer to apply for an exception for annual actuarial opinion requirement, Sec. 27-3-26.1 am'd.
Hospitals, require hospitals to bill an injured person's health insurance and only seek compensation from health insurance unless certain circumstances apply, clarifying hospital lien provisions, Secs. 35-11-371, 35-11-372, am'd.
Pharmacy Benefits Managers, steering patients to affiliated pharmacies prohibited, mining patient data prohibited, requiring mail order pharmacies by health insurance plan prohibited, Act 2019-457, 2019 Reg. Sess., sections amended and renumbered; Secs. 27-45A-6 to 27-45A-10, inclusive, 27-45A-12 added; Secs. 27-45A-3, 27-45A-4, 27-45A-5 am'd.
Insurance, to prohibit the sale of and use of genetic test results to deny a person insurance, Sec. 27-53-2.1 added; Sec. 27-53-1 am'd.
Pharmacy benefit managers, prohibited from restricting pharmacies and pharmacists from disclosing costs information to patients on alternative drugs or other services and costs, enforcement by Insurance Commissioner, audits further regulated including penalties and assessments against pharmacist, Secs. 34-23-184, 34-23-185, 34-23-186 am'd.
Insurance proceeds on residential real property, withheld by lender, release and notice requirement provided
Prescriptions, electronic prescription to specify whether a generic may be dispensed, Sec. 34-23-8 am'd.
Roofing contracts, cancellation further provided after notice of insurance coverage, Sec. 8-36-2 am'd.
Nurse Anesthetists, certified registered (CRNA's), insurance and health benefit plans, direct payments for services, definition of CRNA for purposes of law updated, Sec. 27-46-3 am'd.
Hospitals, require hospitals to bill an injured person's health insurance and only seek compensation from health insurance unless certain circumstances apply, clarifying hospital lien provisions, Secs. 35-11-370 to 35-11-375, inclusive, am'd.
Nurse Anesthetists, certified registered (CRNA's), insurance and health benefit plans, direct payments for services, definition of CRNA for purposes of law updated, Sec. 27-46-3 am'd.
Insurance, Dept. of Insurance, Strengthen Alabama Homes Program, grant applications to retrofit residential property from storm damage, confidentiality of documents and other information submitted to dept. by property owners, Sec. 27-31E-3 am'd.
Homeowner's insurance, endorsement required for new policies or renewals upgrading home to fortified standard when roof damage requires roof to be replaced, Sec. 27-31D-4 added.
Insurance, Commissioner of Insurance authorized to create educational and informational programs, hurricanes and nonhurricane wind and hail added to list of perils insurers required to provide in writing homeowners insurance, Secs. 27-2-7, 27-22-21 am'd.
Insurance companies, corporate governance, required to provide information to Commissioner of Insurance annually, insurance holding company systems, definition of internationally active insurance groups, confidentially, Corporate Governance Model Act enacted, Secs. 27-29B-1 to 27-29B-9, inclusive, added; Secs. 27-29-1, 27-29-7 am'd.
Roofing contracts, cancellation further provided after notice of insurance coverage, Sec. 8-36-2 am'd.
Motor vehicle rentals, private motor vehicle rentals, subject to all insurance, taxation, and licensing laws and rules relating to rental of
Insurance Data Security Law, Insurance Commissioner to regulate, reports to Insurance Dept., licensee to implement information security programs, oversight of third-party providers, reports re cybersecurity events, criminal penalties, Secs. 10A-20-6.16, 27-21A-23 am'd.
Insurance companies, corporate governance, required to provide information to Commissioner of Insurance annually, insurance holding company systems, definition of internationally active insurance groups, confidentially, Corporate Governance Model Act enacted, Secs. 27-29B-1 to 27-29B-9, inclusive, added; Secs. 27-29-1, 27-29-7 am'd.
Prosthetic and orthotic devices, health benefit plans, coverage the same as Medicare, coverage under health care service plans and health maint. organizations, Secs. 10A-20-6.16, 27-21A-23 am'd.
Prescriptions, electronic prescription to specify whether a generic may be dispensed, Sec. 34-23-8 am'd.
Insurance companies, unsolvenices, Alabama Insurance Guaranty Association Act, provisions conformed to most recent model act, obligation of assoc. to pay covered claims before order of liquidation of insolvent insurer, statutory cap for benefits and aggregate cap provided, Secs. 27-42-3, 27-42-5, 27-42-8, 27-42-11, 27-42-12 am'd.
Insurance, self-service storage facilities, limited license provided for personal property related to rental agreement, Sec. 27-7-5.3 added; Sec. 27-7-1 am'd.
Chiropractors, chiropractic agreements with patients, not considered insurance, license to sell or market not required, requirements for agreement established, discontinuance of services under the agreement, Ala. Chiropractors Direct Pay Act
Chiropractors, chiropractic agreements with patients, not considered insurance, license to sell or market not required, requirements for agreement established, discontinuance of services under the agreement, Ala. Chiropractors Direct Pay Act
Insurance companies, corporate governance, required to provide Commissioner of Insurance annually, Corporate Governance Model Act enacted, Secs. 27-29B-1 to 27-29B-9, inclusive, added
Insurance companies, unsolvenices, Alabama Insurance Guaranty Association Act, provisions conformed to most recent model act, obligation of assoc. to pay covered claims before order of liquidation of insolvent insurer, statutory cap for benefits and aggregate cap provided, Secs. 27-42-3, 27-42-5, 27-42-8, 27-42-11, 27-42-12 am'd.
Insurance contracts, homeowners, discounts for wind mitigation, evidence of certification in lieu of construction records, Secs. 27-31D-1, 27-31D-2 am'd.
Insurance Dept, licensure of producers and service representatives, continuing education for renewals, civil penalties, provisions for extension deleted, Secs. 27-8A-1, 27-8A-2 am'd.
Local Government Health Insurance Program, Care Assurance System for the Aging and Homebound authorized to participate, Sec. 11-91A-2 am'd.
Residential property, foreclosure, right-of-redemption, time period to redeem further provided for, notice requirement actions, affirmative defense, provided for, time frame for notice requirement actions, further provided for, Sec. 6-5-248 am'd.
State Fire Marshal, permit fees, collected for permit to manufacture a destructive device or biological weapon be deposited in State Fire Marshal's Fund, Sec. 36-19-2.1 am'd.
Physician agreements, not subject to regulation as insurance, license to sell or market not required, requirements for agreement established, discontinuance of services under the agreement, Ala. Physicians Direct Pay Act
Health benefit plans, autism, coverage of autism spectrum disorder under certain conditions, Secs. 10A-20-6.16, 27-21A-23, 27-54A-2 am'd.
Insurance, title insurance rating bureau, established, fees, regulation, Secs. 27-13-130, 27-13-131, 27-13-132, 27-13-133, 27-13-134, 27-13-135, 27-13-136 added; Sec. 27-13-2 am'd.
Insurance adjusters, independent, coursework and education for licensure and continuing education waived if otherwised certified, Secs. 27-9A-9, 27-9A-13 am'd.
State Fire Marshal, permit fees, collected for permit to manufacture a destructive device or biological weapon be deposited in State Fire Marshal's Fund, Act 2016-414, 2016 Reg. Sess., am'd; Sec. 36-19-2.1 am'd.
Physician or dentist agreement, not subject to regulation as insurance, license to sell or market not required, requirements for agreement established, discontinuance of services under the agreement, Ala. Physicians and Dentists Direct Pay Act
Local Government Insurance Program, Care Assurance System for the Aging and Homebound authorized to participate, Sec. 11-91A-2 am'd.
Insurance Dept. Risk-Based Capital Act, information obtained privileged, Holding Company System Regulatory Act, exception for enterprise reports deleted, Commissioner authorized to share information with NAIC, legal authority for group-wide supervisor for international insurance groups, Sec. 27-29-6.2 added; Secs. 27-2B-9, 27-29-1, 27-29-4, 27-29-7 am'd.
Insurance Dept. Risk-Based Capital Act, information obtained privileged, Holding Company System Regulatory Act, exception for enterprise reports deleted, Commissioner authorized to share information with NAIC, legal authority for group-wide supervisor for international insurance groups, Sec. 27-29-6.2 added; Secs. 27-2B-9, 27-29-1, 27-29-4, 27-29-7 am'd.
Insurance premium finance companies, wind mitigation construction, authorized to finance, approval by Insurance Commissioner, Secs. 27-40-1, 27-40-8 am'd.
Insurance Department, regulation of insurance companies, provision for Own Risk Management Assessments (ORSA) with Commissioner of Insurance, confidentially under certain conditions, Secs. 27-29A-1 to 27-29A-10 added
Insurance Department and life insurance companies, Standard Nonforfeiture Law, reserves, Standard Valuation Law, Secs. 27-15-70 to 27-15-83, inclusive, 27-36A-1 to 27-36A-20, inclusive; Secs. 27-15-28, 27-36-7 repealed
Local Government Insurance Program, Children's Advocacy Center authorized to participate, Sec. 11-91A-2 am'd.
Insurance adjusters, licensing by Insurance Dept., applicant employed by state insurance company exempt from examination under certain conditions, Sec. 27-9A-9 am'd.
Contracts, health care services, payment through Automated Clearing House (ACH) electronic fund transfers must be honored, language required in contract, Sec. 27-1-17.1 added
Insurance premium finance companies, wind mitigation construction, authorized to finance, approval by Insurance Commissioner, Secs. 27-40-1, 27-40-8 am'd.
Insurance, Alabama Coastal Insurance Authority, create to provide affordable windstorm insurance in areas contiguous to Gulf of Mexico and Mobile Bay, Board of Directors, plan of operation and sale of bonds provided, commissioner authorized to require quarterly reports, authority authorized to assess policyholders of excess losses, Secs. 27-22B-1 to 27-22B-12, inclusive, added; Sec. 27-1-24 repealed
Insurance Department, adjusters, public adjusters licensed and regulated, adjustment of claims on behalf of insured party, license fees, Sec. 27-4-2 am'd.
Captive insurance companies, licensure and taxing of revised, Sec. 27-31B-25 added; Sec. 27-31B-23 repealed; Secs. 27-31B-2, 27-31B-3, 27-31B-6, 27-31B-8, 27-31B-9, 27-31B-12, 27-31B-16, 27-31B-19, 27-31B-20, 27-31B-22, 27-31B-24 am'd.
Contracts, health care services, payment through Automated Clearing House (ACH) electronic fund transfers must be honored, language required in contract, Sec. 27-1-17.1 added
Insurance, service contracts, term "road hazard" defined, Sec. 8-32-2 am'd.
Insurance, service contracts, term "road hazard" defined, service contracts related to motor vehicles further provided for, Sec. 8-32-2 am'd.
Insurance, health benefit plans prohibited from charging higher copayment or deductible for orally administered and self administered anticancer drugs than for intravenous
Insurance Department, regulation of insurance companies, provision for Own Risk Management Assessments (ORSA) with Commissioner of Insurance, confidentially under certain conditions, Secs. 27-29A-1 to 27-29A-10 added
Insurance Department and life insurance companies, Standard Nonforfeiture Law, reserves, Standard Valuation Law, Secs. 27-15-70 to 27-15-83, inclusive, 27-36A-1 to 27-36A-20, inclusive; Secs. 27-15-28, 27-36-7 repealed
Dental services, certain health insurance policies and health maintenance organizations plans, setting fees for services not covered by the plan, prohibited
Vision care, services provided by optometrists and ophthalmologists, contracts with insurers, restrictions on
Property and casualty insurance, electronic delivery to address consented to, paper copy available upon request without charge
Life insurance, insurer required to pay interest on money due on contract under certain conditions, applicable only to future policies, Sec. 27-15-13 am'd.
Bail bond surety insurers, regulation by Insurance Department, amount of unearned premium reserve specific required, Sec. 27-36-3.1 added
Insurance Department, adjusters, public adjusters licensed and regulated, adjustment of claims on behalf of insured party, license fees, Sec. 27-4-2 am'd.
Vision care, services provided by optometrists and ophthalmologists, contracts with insurers, restrictions on
Dental services, certain health insurance policies and health maintenance organizations plans, setting fees for services not covered by the plan, prohibited
Insurance, title insurance rating bureau, established, fees, regulation, Secs. 27-13-130, 27-13-131, 27-13-132, 27-13-133, 27-13-134, 27-13-135, 27-13-136 added; Sec. 27-13-2 am'd.
Property and casualty insurance, electronic delivery to address consented to, paper copy available upon request without charge
Title Insurance, agents, attorneys exempt from licenses by Insurance Department, Sec. 27-25-3 am'd.
Insurance, allow owner of property, residential, and commercial, statewide to claim discount for structures retrofitted to resist storms, Secs. 27-31D-1, 27-31D-2, 27-31D-3 am'd.
Insurance Department and life insurance companies, Standard Nonforfeiture Law, reserves, Standard Valuation Law, Secs. 27-15-70 to 27-15-83, inclusive, 27-36A-1 to 27-36A-19, inclusive; Secs. 27-15-28, 27-36-7 repealed
Insurance, allow owner of property, residential, and commercial, statewide to claim discount for structures retrofitted to resist storms, Secs. 27-31D-1, 27-31D-2, 27-31D-3 am'd.
Insurance Department, insurance companies, examinations, filing with Commissioner of Insurance, rebuttals, hearings, confidentiality provisions, Sec. 27-2-24 am'd.
Insurance Department, insurance companies, examinations, filing with Commissioner of Insurance, rebuttals, hearings, confidentiality provisions, Sec. 27-2-24 am'd.
Insurance Department, licensing, certain fees for licenses increased, appropriation to Insurance Department Fund for Strengthen Alabama Homes Fund for fiscal year 2016, Sec. 27-4-2, 27-8A-9 am'd.
Motor vehicle rental companies, selling of insurance by employees and agents authorized under certain conditions, compensation further provided for, Sec. 27-7-5.1 am'd.
Insurance Underwriting Association, Board of Directors member selection, newly authorized insurers to become members, Sec. 27-1-24 am'd.
Health, contracts for health care services, payment not restricted to credit card only, Transparency in Health Insurer Payment Transactions, Sec. 27-1-17.1 added
Insurance, health insurance entity, quality rating system for dentists using cost of services, prohibited, criteria for quality rating system
Health, contracts for health care services, payment not restricted to credit card only, Transparency in Health Insurer Payment Transactions, Sec. 27-1-17.1 added
Motor vehicle insurance, coverage of public safety and certain other employees driving to work on a road closed because of inclement weather, coverage mandated
Insurance Department, regulation of insurance companies, provision for Own Risk Management Assessments (ORSA) with Commissioner of Insurance, confidentially under certain conditions, Secs. 27-29A-1 to 27-29A-10 added
Insurance rate increase by personal line insurer, may take effect immediately unless objected to by the Commissioner of Insurance
Insurance Department, licensing of insurance producers, title insurance agents, or independent adjusters, applicants, fingerprinting for criminal background check, provisions regarding transfer to National Association of Insurance Commissioners (NAIC's) deleted, Secs. 27-7-4.4, 27-9A-17, 27-25-4.6 am'd.
Insurance Department, licensing of insurance producers, title insurance agents, or independent adjusters, applicants, fingerprinting for criminal background check, provisions regarding transfer to National Association of Insurance Commissioners (NAIC's) deleted, Secs. 27-7-4.4, 27-9A-17, 27-25-4.6 am'd.
Insurance Department, health organizations, included in risk-based capital regulation, risk retention groups included in definition of insurers, risk retention acts, financial statements filed with commissioner, code of ethics, Secs. 27-2B-14.1, 27-31A-3.1 added; Secs. 10A-20-6.16, 22-21-374, 27-21A-23, 27-2B-2, 27-2B-3, 27-2B-4, 27-2B-7, 27-2B-10, 27-6B-2, 27-6B-4 am'd.; 27-31A-3 added
Insurance rate increase by personal line insurer, may take effect immediately unless objected to by the Commissioner of Insurance
Insurance Department, insurance holding companies, regulation further provided for, purpose to conform with National Association of Insurance Commissioners, model act, Secs. 10A-20-6.16, 27-21A-23, 27-29-1 to 27-29-7, inclusive, 27-29-10, 27-34-54 am'd.; Secs. 27-29-3.1, 27-29-6.1, 27-29-11.1 added
Health insurance and health benefit plans, registered nurse first assistants, reimbursement for services by insurers, Registered Nurse First Assistant Consumer Act
Funeral services, preneed, sales, further licensed and regulated by Insurance Department, criminal penalties for violations, Secs. 27-17A-2, 27-17A-3, 27-17A-10, 27-17A-11, 27-17A-12, 27-17A-13, 27-17A-14, 27-17A-18, 27-17A-22, 27-17A-23, 27-17A-25, 27-17A-31, 27-17A-32, 27-17A-34, 27-17A-40, 27-17A-42, 27-17A-44, 27-17A-47, 27-17A-50, 27-17A-55 am'd; Sec. 27-17A-11.1, 27-17A-57 added
Bail bond surety insurers, regulation by Insurance Department, amount of unearned premium reserve specific required, Sec. 27-36-3.1 added
Insurance Department, health organizations, included in risk-based capital regulation, risk retention groups included in definition of insurers, risk retention acts, financial statements filed with commissioner, code of ethics, Secs. 27-2B-14.1, 27-31A-3.1 added; Secs. 10A-20-6.16, 22-21-374, 27-21A-23, 27-2B-2, 27-2B-3, 27-2B-4, 27-2B-7, 27-2B-10, 27-6B-2, 27-6B-4 am'd.; 27-31A-3 added
Housing Finance Authority, mortgage guarantee fund, use of funds for, alternative housing programs authorized under Home Buyers Initiative Act, guidelines, Sec. 24-1A-44 added; Sec. 24-1A-42 am'd.
Preneed funeral services, sale of further licensed and regulated, Secs. 27-17A-2, 27-17A-3, 27-17A-10, 27-17A-11, 27-17A-12, 27-17A-13, 27-17A-14, 27-17A-18, 27-17A-22, 27-17A-23, 27-17A-25, 27-17A-31, 27-17A-32, 27-17A-34, 27-17A-40, 27-17A-42, 27-17A-44, 27-17A-47, 27-17A-50, 27-17A-55 am'd; Sec. 27-17A-11.1, 27-17A-57 added
Insurance policies, posting of on website of insurer without personal information, paper copy available without charge to policyholder
Insurance, health, Alabama Health Insurance Plan, authorized to cease operation, transfer of funds to State General Fund, Sec. 27-52-1 am'd.
Fire protection sprinkler systems, State Fire Marshall authorized to issue permits for installation, Secs. 34-33-1, 34-33-2, 34-33-3, 34-33-4, 34-33-5 am'd.
Insurance rate increase by personal line insurer, may take effect immediately unless objected to by the Commissioner of Insurance
Insurance, Access to Eye Care Act, certain provisions revised to include other programs, private or public, insurance policy, plan, contract, or program prohibited activities expanded, Secs. 27-56-2, 27-56-3, 27-56-4, 27-56-5, 27-56-6, 27-56-7, 27-56-8 am'd.
Insurance Department, insurance holding companies, regulation further provided for, purpose to conform with National Association of Insurance Commissioners, model act, Secs. 10A-20-6.16, 27-21A-23, 27-29-1 to 27-29-7, inclusive, 27-29-10, 27-34-54 am'd.; Secs. 27-29-3.1, 27-29-6.1, 27-29-11.1 added
Insurance Department, licensing of insurance producers, title insurance agents, or independent adjusters, applicants, fingerprinting for criminal background check, provisions regarding transfer to National Association of Insurance Commissioners (NAIC's) deleted, Secs. 27-7-4.4, 27-9A-17, 27-25-4.6 am'd.
Insurance, insurance fraud, elements of modified, overcharging insurers included, Secs. 27-12A-2, 27-27-26 am'd.
Motor vehicle license tags, renewal when the registration contains multiple parties, only one driver's license or other proof required, Sec. 32-7A-17 am'd.
Travel insurance, limited lines of, further regulated by Insurance Department, Sec. 27-7-5.2 added; Secs. 27-7-1, 27-7-14.1am'd.
Appropriations, supplemental appropriations for fiscal year ending September 30, 2014, from Insurance Department Fund to Department of Insurance, facilitate payment to City of Montgomery
Insurance policies, posting of on website of insurer without personal information, paper copy available without charge to policyholder
Insurance, out-of-state insurers, investments, cash equivalents exempted from quality and diversity requirements, Sec. 27-41-39 am'd.
Insurance, life, annuity contracts, retained asset accounts, death master file, search further provided for, Secs. 27-15-51, 27-15-52, 27-15-53 am'd.; Act 2012-424, 2012 Reg. Sess., am'd.
Insurance Department, reinsurance, regulation of, model law adopted, Chapter 5B, Title 27 added, Secs. 27-5B-1 to 27-5B-19, inclusive, added; Sec. 27-5-12 repealed
Insurance Department, casualty insurance companies, capital requirements, subject to certain action level events, Secs. 27-2B-2, 27-2B-3, 27-2B-4 am'd.
Insurance rate increase by personal line insurer, may take effect immediately unless objected to by the Commissioner of Insurance
Funeral or cemetery services, preneed funeral service contracts, regulation further provided for, Secs. 27-17A-5, 27-17A-11.1, 27-17A-57 added; Secs. 27-17A-2, 27-17A-3, 27-17A-10, 27-17A-11, 27-17A-12, 27-17A-13, 27-17A-14, 27-17A-16, 27-17A-18, 27-17A-22, 27-17A-23, 27-17A-25, 27-17A-30, 27-17A-31, 27-17A-32, 27-17A-33, 27-17A-34, 27-17A-47, 27-17A-50, 27-17A-55 am'd.; Secs. 27-17A-40, 27-17A-41, 27-17A-42, 27-17A-43, 27-17A-44 repealed
Workers' compensation, burial expense, maximum amount increased, Sec. 25-5-67 am'd.
Insurance Department, insurance holding companies, regulation further provided for, purpose to conform with National Association of Insurance Commissioners, model act, Secs. 10A-20-6.16, 27-21A-23, 27-29-1 to 27-29-7, inclusive, 27-29-10, 27-34-54 am'd.; Secs. 27-29-3.1, 27-29-6.1, 27-29-11.1 added
Religious Liberty Act, allow employers who are religiously affiliated or motivated to exclude health insurance coverage for contraceptive or abortifacient drugs, devices, methods to its employees
Access to Eye Care Act, public and private insurance policies, plans, contracts or programs shall provide coverage, prohibits requiring a provider to participate, prohibits requiring products and services at a set fee, Secs. 27-56-2 to 27-56-8, inclusive, am'd.
Insurance, requiring certain property insurers and surplus producers to report and disclose rate information
Funeral or cemetery services, preneed funeral service contracts, regulation further provided for, Secs. 27-17A-5, 27-17A-11.1 added; Secs. 27-17A-2, 27-17A-3, 27-17A-10, 27-17A-11, 27-17A-12, 27-17A-13, 27-17A-14, 27-17A-16, 27-17A-18, 27-17A-22, 27-17A-23, 27-17A-25, 27-17A-30, 27-17A-31, 27-17A-32, 27-17A-33, 27-17A-34, 27-17A-47, 27-17A-50, 27-17A-55 am'd
Insurance, residential roofing contract cancellation prior to midnight of 5th business day, exceptions
Funeral or cemetery services, preneed funeral service contracts, regulation further provided for, Secs. 27-17A-5, 27-17A-11.1 added; Secs. 27-17A-2, 27-17A-3, 27-17A-10, 27-17A-11, 27-17A-12, 27-17A-13, 27-17A-14, 27-17A-16, 27-17A-18, 27-17A-22, 27-17A-23, 27-17A-25, 27-17A-30, 27-17A-31, 27-17A-32, 27-17A-33, 27-17A-34, 27-17A-47, 27-17A-50, 27-17A-55 am'd. (2012-20272R1)
Homeowners insurance, homeowner policyholders provided certain information and rights regarding homeowners policies, violations under Unfair Trade Practices Act, Homeowners Bill of Rights Act
Insurance fraud, defined, investigations by Insurance Department, civil immunity for reporting fraud, Insurance Fraud Unit and fund created in Insurance Department, civil and criminal penalties, six year filing limit, Secs. 27-12A-1 to 27-12A-9, incl., 27-12A-20 to 27-12A-24, incl., 27-12A-40 to 27-12A-42, incl., added; Secs. 10A-20-6.16, 27-21A-23 am'd.
Insurance, Unclaimed Life Insurance Benefits Act, death master file, notification to State Treasurer, submit unclaimed benefits or unclaimed retained asset account plus interest to State Treasurer
Insurance Department, casualty insurance companies, capital requirements required, subject to certain action level events, Secs. 27-2B-2, 27-2B-3, 27-2B-4 am'd.
Insurance, title insurance agents, qualifications and procedures for licensing, written examination, continuing education requirements, Commissioner of Insurance promulgate rules, exceptions, Secs. 27-25-3, 27-25-4 am'd; Secs. 27-25-4.1, 27-25-4.2, 27-25-4.3, 27-25-4.4, 27-25-4.5, 27-25-4.6, 27-25-4.7, 27-25-4.8 added
Insurance, domestic insurer eligible for $2,500,000 economic incentives, exceptions
Catastrophe savings account, established, to cover insurance deductibles and other uninsured portions of risks of loss to owners of residential property owners from windstorm events, income tax deduction for deposits made to account
Motor vehicles, Insurance, discount for seniors (55 and over) who complete motor vehicle accident prevention course, Sec 27-13-121 am'd
Insurance Department, casualty insurance companies, capital requirements required, subject to certain action level events, Secs. 27-2B-2, 27-2B-3, 27-2B-4 am'd.
Insurance Department, required to collect information from insurance companies on homeowners insurance policies and premiums by counties and zip code and post aggregate information on website, penalties for insurance companies not in compliance, Property Insurance Clarity Act
Insurance, domestic insurers, investments of, prohibited activities with certain exceptions, financial institutions authorized in the state in lieu of assets, except deposits for outside of state, removing or concealing assets or records, prohibited, using custodial arrangements for holding securities, prohibited, investment activities further regulated, Secs. 27-27-26, 27-27-29, 27-41-5, 27-41-27 am'd
Homeowners insurance, counties contiguous to Mobile Bay and Gulf of Mexico, credits against insurance premium taxes for private property carriers who write coverage in Zones 1, 2, 3, and 4, geographic areas covered by Alabama Insurance Underwriting Association
State employees, Chief Executive Officer of the State Employees Insurance Board may approve group insurance offerings
Insurance, Alabama Life and Disability Insurance Guaranty Association scope and purpose, specify limits for certain policies, to conform Alabama law to model law, Secs. 27-44-2, 27-44-3, 27-44-5, 27-44-8, 27-44-9, 27-44-11, 27-44-18 am'd
Insurance Department, insurance producers licensure further provided for, require licensees notification of changes in addresses, Secs. 27-7-1, 27-7-5, 27-7-14.1, 27-7-17, 27-7-37, 27-8A-1, 27-8A-6 am'd; 27-7-4.4, 27-22A-1 to 27-22A-7, inclusive, added; 27-7-20, 27-7-21 repealed
Property insurance, hurricane deductible only applied on damages from named hurricane or tropical storm, certain personal lines insurance policies to offer voluntary buy-back provision, penalties
Property insurers, commercial and residential, disclosure of discounts for construction or improvements to property to withstand windstorm damage
Homeowners insurance, rate filings and related actuarial information for homeowners property insurance coverage in Alabama are public record, review available in office of Insurance Commissioner and via Insurance Department Internet website, exceptions regarding confidential information
Catastrophe savings account, established, to cover insurance deductibles and other uninsured portions of risks of loss to owners of residential property owners from windstorm events, income tax deduction for deposits made to account
Alabama Insurance Underwriting Association, Coastal Area defined, credit for insurance writings in Coastal Area, Sec. 27-1-24 am'd.
Homeowners insurance, carriers required to disclose actual costs of each item of coverage in annual renewal policy package, both as cost per $1,000 coverage and actual cost of each item of coverage, Homeowner's Insurance Cost Transparency Act
Insurance, catastrophe wind coverage, non-catastrophe wind coverage, non-wind coverage homeowners and dwelling insurance, premium detail required by personal property insurer
Homeowners insurance, counties contiguous to Mobile Bay and Gulf of Mexico, credits against insurance premium taxes for private property carriers who write coverage in Zones 1, 2, 3, and 4, geographic areas covered by Alabama Insurance Underwriting Association
Insurance Department, required to collect information from insurance companies on homeowners insurance policies and premiums and post aggregate information on website, penalties for insurance companies not in compliance, Property Insurance Clarity Act
Insurance, domestic insurers, investments of, prohibited activities with certain exceptions, financial institutions authorized in the state in lieu of assets, except deposits for outside of state, removing or concealing assets or records, prohibited, using custodial arrangements for holding securities, prohibited, investment activities further regulated, Secs. 27-27-26, 27-27-29, 27-41-5, 27-41-27 am'd
Insurance Department, adjusters, public adjusters licensed and regulated, adjustment of claims on behalf of insured party, license fees, Sec. 27-4-2 am'd.
Homeowners insurance, counties contiguous to Mobile Bay and Gulf of Mexico, credits against insurance premium taxes for private property carriers who write coverage in Zones 1, 2, 3, and 4, geographic areas covered by Alabama Insurance Underwriting Association
Insurance Department, required to collect information from insurance companies on homeowners insurance policies and premiums by counties and zip code and post aggregate information on website, penalties for insurance companies not in compliance, Property Insurance Clarity Act
Firefighters Annuity and Benefit Fund, property and casualty insurance policy, voluntary contribution on policy billing provided for
Insurance rate increase by personal line insurer, may take effect immediately unless objected to by the Commissioner of Insurance
Motor vehicles, liability insurance, verification prior to registration, online insurance verification system established, Revenue Department and law enforcement to electronically verify, Secs. 32-7A-9, 32-7A-10, 32-7A-11, 32-7A-12, 32-7A-13, 32-7A-14, 32-7A-15, 32-7A-16, 32-7A-17, 32-7A-18, 32-7A-19, 32-7A-20, 32-7A-21, 32-7A-22, 32-7A-23, 32-7A-24, 32-7A-25, 32-7B-1, 32-7B-2, 32-7B-3, 32-7B-4, 32-7B-5, 32-7B-6 added; Secs. 32-7-19, 32-7-20, 32-7-22, 32-7-24, 32-7A-2, 32-7A-3, 32-7A-4, 32-7A-5, 32-7A-6, 32-7A-7, 32-7A-8 am'd.; Secs. 32-7A-9, 32-7A-10, 32-7A-11, 32-7A-12, 32-7A-13, 32-7A-14, 32-7A-15, 32-7A-16, 32-7A-17, 32-7A-18, 32-7A-19, 32-7A-20, 32-7A-21, 32-7A-22 repealed and reenacted (2011-21169)
Property, income tax deduction the lesser of 50 percent of costs or $3,000 for retrofit improvements to homes to help withstand hurricane and windstorm damages, rate filings and related actuarial information for homeowners insurance coverage to be public information available on Internet (2011-21133)
Motor vehicles, stolen vehicles, issuance of certificate of title to insurance company where settlement has occurred, Sec. 32-8-84 am'd.
Insurance adjusters, licensing and regulation by Insurance Department, Secs. 27-9A-1 to 27-9A-18, inclusive, added; Sec. 27-4-2 am'd.; Secs. 27-9-1 to 29-9-8, inclusive, repealed
Strengthen Alabama Homes Program, established within Insurance Department, funding for retrofitting insurable property to resist future loss due to hurricanes or windstorms
Title insurers, closing or settlement insurance for settlement agents, issuance authorized, Sec. 27-3-6.1 added
Interstate Insurance Product Regulation Compact, adopted
Surplus Lines Insurance Multi-State Compliance Compact Commission, established, Surplus Lines Insurance Multi-State Compliance Compact Act
Homeowners insurance, rate filings and related actuarial information for homeowners property insurance coverage in Alabama are public record, review available in office of Insurance Commissioner and via Insurance Department Internet website, exceptions regarding confidential information (2011-21029)
Insurance fraud, defined, investigations by Insurance Department, civil immunity for reporting fraud, Insurance Fraud Unit and fund created in Insurance Department, civil and criminal penalties, six year filing limit, Secs. 27-12A-1 to 27-12A-8, incl., 27-12A-20 to 27-12A-24, incl., 27-12A-40 to 27-12A-42, incl., added; Secs. 10-4-115, 27-21A-23 am'd.
Insurance, domestic insurers, investments of, prohibited activities with certain exceptions, financial institutions authorized in the state in lieu of assets, except deposits for outside of state, removing or concealing assets or records, prohibited, using custodial arrangements for holding securities, prohibited, investment activities further regulated, Secs. 27-27-26, 27-27-29, 27-41-5, 27-41-27 am'd.; Act 2010-685, 2010 Reg. Sess. am'd.
Insurance Department, casualty insurance companies, capital requirements required, subject to certain action level events, Secs. 27-2B-2, 27-2B-3, 27-2B-4 am'd.
Public Education Employees' Health Insurance Plan, not subject to Alabama Insurance Code, Sec. 16-25A-5 am'd.
Funeral Service, Board of, substantially revised relating to board and operation of funeral establishments and mortuary service, application, renewal, and inspection fees increased, fines for violations increased, Secs. 34-13-1, 34-13-7, 34-13-9, 34-13-11, 34-13-12, 34-13-20, 34-13-22, 34-13-23, 34-13-26, 34-13-50, 34-13-51, 34-13-52, 34-13-53, 34-13-55, 34-13-56, 34-13-70, 34-13-72, 34-13-73, 34-13-74, 34-13-90, 34-13-94, 34-13-111, 34-13-113, 34-13-114, 34-13-115, 34-13-116, 34-13-120, 34-13-130 am'd.; Secs. 34-13-28, 34-13-150, 34-13-151, 34-13-152 repealed (2011-20127)
Strengthen Alabama Homes Program, established within Insurance Department, funding for retrofitting insurable property to resist future loss due to hurricanes or windstorms
Insurance adjusters, licensing and regulation by Insurance Department, Secs. 27-9A-1 to 27-9A-18, inclusive, added; Sec. 27-4-2 am'd.; Secs. 27-9-1 to 29-9-8, inclusive, repealed
Insurance, title insurance rating bureau, established, fees, regulation, Secs. 27-13-130, 27-13-131, 27-13-132, 27-13-133, 27-13-134, 27-13-135, 27-13-136 added; Sec. 27-13-2 am'd.
Insurance Department, adjusters, public adjusters licensed and regulated, adjustment of claims on behalf of insured party, license fees, Sec. 27-4-2 am'd.
Property loss, statute of limitations to recover damages required to be commenced within two years from date of loss, Sec. 6-2-38 am'd.
Property insurance, hurricane deductible only applied on damages from named hurricane or tropical storm, certain personal lines insurance policies to offer voluntary buy-back provision, penalties
Homeowners insurance, counties contiguous to Mobile Bay and Gulf of Mexico, credits against insurance premium taxes for private property carriers who write coverage in Zones 1, 2, 3, and 4, geographic areas covered by Alabama Insurance Underwriting Association
Homeowners insurance, rate filings and related actuarial information for homeowners property insurance coverage in Alabama are public record, review available in office of Insurance Commissioner and via Insurance Department Internet website
Homeowners insurance, carriers required to disclose actual costs of each item of coverage in annual renewal policy package, both as cost per $1,000 coverage and actual cost of each item of coverage, Homeowner's Insurance Cost Transparency Act
Homeowners insurance, homeowner policyholders provided certain information and rights regarding homeowners policies, violations under Unfair Trade Practices Act, Homeowners Bill of Rights Act
Insurance Department, required to collect information from insurance companies on homeowners insurance policies and premiums by counties and zip code and post aggregate information on website, penalties for insurance companies not in compliance, Property Insurance Clarity Act
Firefighters Annuity and Benefit Fund, property and casualty insurance policy, voluntary contribution on policy billing provided for
Dental services, certain health insurance policies and health maintenance organizations plans, setting fees for services not covered by the plan, prohibited
Insurance companies, insureds 60 years of age or older or who have terminal or chronic illness required to be notified of options regarding life insurance policy in lieu of allowing policy to lapse, civil penalties, Life Insurance Consumer Disclosure Act
Life insurance death benefits, Beneficiaries' Bill of Rights, established, disclosure, transparency, and accountability in payments
Insurance Department, commissioner to collect market conduct annual statement data for analysis purposes, procedures, confidentiality, Market Conduct Annual Statement Act